Apr

14

Portfolio Strategy for Individual Investors

By Teresa | Filed Under Announcements | Start a Discussion 

We offer three proven portfolio strategies for individual investors managing $20,000 to $100,000. The weekly report containing current allocations for all three model portfolios is delivered by email to subscribers each Sunday.

Long-term investment success requires diversification, disclipine and cost control. Consistent with our mission to help men and women in their peak-earning years to secure their financial future and achieve their goals, our fee is $195 PER YEAR, or less than 1% of $20,000. Subscribers are advised to seek out a reputable discount broker (such as Interactive Brokers) to reduce commission costs.

Individuals managing more than $100,000 may wish to diversify further. We construct investment models on a fee basis for high net worth clients and investment advisors. Be sure to read our FREE eight-part series: Build Your Own Investment Portfolio.

InVivo Strategic Performance Portfolio

This model portfolio is rebalanced weekly, at the open on the first trading day of each week. Performance characteristics since portfolio formation indicate that this model is suitable for both trading accounts and aggressive retirement accounts.

strategictr.gif
Total Return Since Portfolio Formation on October 23, 2006

Returns posted are for trading accounts using 50% margin or 1:1 leverage. Unleveraged retirement accounts experience half the gains and losses. For details, please refer to Chapter 8 of Build Your Own Portfolio: The Satellite Portfolio.

To implement this portfolio strategy, your account must be able to buy and sell the equivalent of the following five exchange traded funds:

  1. VXF: Vanguard Extended Market ETF
  2. EEM: MSCI Emerging Markets Index Fund
  3. TLT: Lehman 20+ Year Treasury Bond Fund
  4. GSG: S&P GSCI(TM) Commodity Indexed Trust
  5. FXF: CurrencyShares Swiss Franc Trust

InVivo Conservative Retirement Portfolio

This model portfolio is rebalanced monthly, at the open on the first trading day of each month. Performance characteristics since portfolio formation indicate that this model is suitable for retirement accounts where rebalancing frequency and investment choices are limited by the administrator.

conservativetr.gif
Total Return Since Portfolio Formation on April 1, 2004

Returns posted are for cash accounts. For details, please refer to Chapter 8 of Build Your Own Portfolio: The Core Portfolio.

To implement this portfolio strategy, your account must be able to buy and sell the equivalent of the following four exchange traded funds:

  1. SPY: SPDR S&P 500 ETF
  2. EFA: MSCI EAFE Index Fund
  3. IEF: Lehman 7-10 Year Treasury Bond Fund
  4. TIP: Lehman TIPS Bond Fund

InVivo Ex-U.S. Portfolio

This model portfolio is rebalanced weekly, at the open on the first trading day of each week. This portfolio is provided for those wish to avoid U.S. stocks and Treasury bills/notes/bonds; as such, higher volatility of returns than either the Strategic Performance or Conservative Retirement portfolios can be expected. Performance characteristics since portfolio formation indicate that this model is only suitable for cash accounts; do not use leverage.

exustr.gif
Total Return Since Portfolio Formation on December 31, 2007

Returns posted are for cash accounts.

To implement this portfolio strategy, your account must be able to buy and sell the equivalent of the following six exchange traded funds:

  1. IEV: S&P Europe 350 Index Fund
  2. EEB: Claymore/BNY BRIC ETF
  3. EWC: MSCI Canada Index Fund
  4. EWW: MSCI Mexico Index Fund
  5. GSG: S&P GSCI(TM) Commodity Indexed Trust
  6. FXF: CurrencyShares Swiss Franc Trust

Subscribe Today

Long-term investment success requires diversification, disclipine and cost control. Consistent with our mission to help men and women in their peak-earning years to secure their financial future and achieve their goals, our fee is $195 PER YEAR, or less than 1% of $20,000. Subscribers are advised to seek out a reputable discount broker (such as Interactive Brokers) to reduce commission costs.

Individuals managing more than $100,000 may wish to diversify further. We construct investment models on a fee basis for high net worth clients and investment advisors. Be sure to read our FREE eight-part series: Build Your Own Investment Portfolio.

Questions and Comments

Portfolio Strategy clients: Please log in to join the discussion if you do not see the text box below.

This entry is closed to comments. Please accept our apologies.